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Archive for the ‘Medical Stop Loss’ Category

Not taking risk exposes you to the greatest risk of all…

Midsized business in the standard insurance market have been forced to accept 10-20% annual rate increases in their health insurance premiums each year for the last several years. If your business does not grow at a rate that outpaces this trend, the very viability of your business is at risk.

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Your Solution: Mid Market Med!

Roundstone has developed an innovative solution to rising healthcare costs for midsized companies. This solution leverages the strengths of wellness initiatives, self funding and captive insurance, while simultaneously addressing their shortcomings.

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“The Group Captive Meets Medical Expense”

Health Care Reform is debated in every news outlet, every day. Ideas for a government plan option stir debate along with other wide ranging suggestions on how to stop the runaway cost of health care. Wellness programs, drug and treatment delivery methods along with coverage availability each claim to be the solution. Reducing cost or at least slowing the annual increase in the cost of medical care is the objective. How this objective is achieved is where the conflict arises.

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Lowest Overall Priced Medical Expense Stop Loss

Hurricane Bill roils Bermuda as the Obama Administration overhauls the national health care industry. Some would say the effect of each crisis is unquantifiable in the near term. Crisis is a hurricane, as our latest captive program, two in fact, help solve health insurance cost escalation. In one case an employer group self insured a layer of risk through our captive facility allowing their employees to have lower cost employee benefit coverage for major medical insurance coverage. The employer recognizes the effort the employees put into wellness and how that translates into a better bottom line through increased productivity. The other medical expense insurance product benefits stop loss participants.

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